The Payoff Plan

After graduating 10 years ago, I find myself looking at this mountain of debt thinking “how am I still paying for this?”

Personal opinion: You should only pay for your college loans for as long as you retain anything you actually learned in college.

Why I Don’t Use Cash Envelopes for Budgeting

If you’re in the community of people focused on paying down their debt, or focused on budgeting and personal finance, you’ve almost certainly heard about the Cash Envelope Method of budgeting. Popularized by Dave Ramsey, the cash envelope method is a process where at each paycheck, you take out a specified amount of money and

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